Title and transfer

Specific lien

A lien attaching to one identified property

A mortgage secures one parcel, a mechanic’s lien attaches to the property the work improved, an ad valorem tax lien attaches to the property taxed. The creditor’s claim reaches that property and stops there.

Easily confused with

A general lien reaches everything the debtor owns instead of one parcel.

How the exam asks about it

Property tax liens are specific and involuntary, and they generally take priority over other liens whatever the recording dates say. That priority is a favorite item.

Quick check: Specific lien

One question. Pick an answer to see the explanation.

Which term is being defined: “A lien attaching to one identified property”?

Related terms

Sitting the license exam? Find out what you actually know.

Free practice questions built to the published national content outline, with an explanation after every answer. No account, no paywall.

Independent exam preparation. Real Estate Exam Bank is not a state-approved pre-licensing course and completing anything here does not satisfy any state education requirement. Not affiliated with, endorsed by, or authorized by any state real estate commission, Pearson VUE, or PSI. Practice questions here are original study material, not the official exam.