Loan programs

VA loan

A loan guaranteed by the Department of Veterans Affairs for eligible veterans

The guarantee, rather than insurance, is what allows qualifying veterans to buy with no down payment. Eligibility comes through service, a funding fee generally applies with statutory exemptions, and the property must meet VA condition requirements.

How the exam asks about it

Guaranteed, not insured, and not made by the VA — the wording distinctions are the item.

Related terms

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