Loan programs

USDA rural development loan

A government program supporting home purchase in designated rural areas

Available for properties in areas the Department of Agriculture designates as rural, subject to income limits, and structured so that eligible borrowers can finance without a down payment.

How the exam asks about it

Grouped with FHA and VA as the third government-backed program. The examinable feature is the geographic and income eligibility.

Related terms

Sitting the license exam? Find out what you actually know.

Free practice questions built to the published national content outline, with an explanation after every answer. No account, no paywall.

Independent exam preparation. Real Estate Exam Bank is not a state-approved pre-licensing course and completing anything here does not satisfy any state education requirement. Not affiliated with, endorsed by, or authorized by any state real estate commission, Pearson VUE, or PSI. Practice questions here are original study material, not the official exam.