Fair housing
Redlining
Refusing or worsening credit or insurance terms for whole areas
Denying loans or insurance, or offering worse terms, based on the location of a property rather than the merits of the borrower or the risk. The name comes from the practice of marking neighborhoods on a map.
How the exam asks about it
Prohibited by fair housing law and by fair lending law, so it appears in both the practice and the financing areas of the outline.
Related terms
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